Power Your Business with the Right Protection
Working with electricity carries significant risk—from jobsite hazards to equipment loss and client disputes. Whether you’re a solo contractor or run a team, having the right insurance ensures your electrical business is covered for the unexpected.
Talk to a Park Insurance broker today to safeguard your work, tools, and reputation.
Why Choose Park Insurance?
- We understand the unique demands of working as an electrician in BC—and we’re here to help.
- Our policies are built specifically for electrical work, whether you’re wiring homes or managing industrial installs.
- When you call Park, you speak directly with a real broker who knows your business—no bots or third-party call centers.
- If something goes wrong, we’re on it fast—supporting you with responsive claims service you can count on.
What Does Electrician Insurance Cover?
Our insurance solutions for electricians are built to cover common exposures in your trade, so you can focus on the job at hand.
- Commercial General Liability (CGL): Protects against third-party injury or property damage on the jobsite.
- Tools & Equipment Coverage: Covers theft, damage, or loss of essential gear like testing meters, ladders, drills, and power tools.
- Installation Floater: Protects materials and equipment in transit or waiting to be installed.
- Commercial Vehicle Insurance: Insures service vans or trucks used for business operations.
- Errors & Omissions Insurance (Optional): Covers professional advice or design services if a claim arises from faulty guidance.
- Contractor’s Equipment Breakdown: Covers mechanical failure of compressors, welders, and other critical gear.
With those foundational coverages in place, you can further tailor your policy to meet the specific needs of your business.
Optional Endorsements for Electricians
- Pollution Liability: For work involving older systems or environmental exposure risks.
- Cyber Liability: Protects your business from cyberattacks or data breaches—important if you use invoicing software or CRM tools.
- Business Interruption Coverage: Ensures income stability if you’re unable to work due to a covered loss.
Claims Support That Won’t Leave You in the Dark
If something goes wrong, our brokers are here to support you with clear next steps, fast documentation handling, and trusted advocacy. You won’t navigate the claims process alone.
Frequently Asked Questions
Is electrician insurance mandatory in BC?
Liability coverage is often required to secure permits or jobs—especially for commercial and government contracts.
Can I cover employees under my policy?
Yes, your coverage can extend to employees, apprentices, or subcontractors.
Is my gear covered while in my van overnight?
Yes, with a tools floater and proper security measures in place.
Get peace of mind—contact a Park Insurance broker today for a custom electrician insurance quote.