Coverage Chart For Strata Guard Policies
Coverage Description |
Deductible |
Amount of Insurance |
|---|---|---|
|
REIN STRATA GUARD PROTECTION (Condominium Unit Owners Contingent Insurance Rider—All Risks Form) | $1,000 | $100,000 |
| Extended Rental Income – 24 month indemnity | $1,000 | Actual Loss Sustained |
| Loss Assessment Coverage | ||
| $1,000 | $100,000 |
| $1,000 | $100,000 |
| $1,000 | $25,000 |
| $1,000 | $100,000 |
| Contents—all major appliances | $1,000 | Included |
| Landlord Contents in Furnished Suite | $1,000 | Optional |
| Betterments and Improvements Coverage | $1,000 | Included |
| Earthquake Extension* |
Varies by Location | Included |
| Sewer Backup & Water Damage* | $2,500 | Included |
| Flood Extension* | $10,000 | Included |
| Replacement Cost Endorsement | $1,000 | Included |
| Vandalism by Tenants | $1,000 | $25,000 |
|
Disappearing Deductible–losses over $10,000 (except flood, earthquake, sewer back-up, water, tenant’s vandalism or malicious damage, and hail claims) | Nil | Included |
| Mortgage Rate Protection | $1,000 | Included |
| Power Surge Extension | $1,000 | $25,000 |
| Master Key Coverage | $1,000 | $25,000 |
| Debris Removal | $1,000 | Included |
| Removal of Windstorm Debris | $1,000 | Included |
| Coverage Away From Premises | $1,000 | $25,000 |
| Extra Expense | $1,000 | $25,000 |
| Tear Out Protection | $1,000 | $25,000 |
Commercial General Liability | ||
| Coverage A – Bodily Injury and Property Damage – Each Occurrence | $1,000 | $2,000,000 |
| Coverage B – Personal and Advertising Injury Liability | Nil | $2,000,000 |
| Coverage C – Medical Payments – any one person | $1,000 | $10,000 |
| General Aggregate Limit | Nil | $5,000,000 |
| Non-Owned Automobile | Nil | $2,000,000 |
* Not available in all areas. Please contact us to check availability for your properties.