As it is with all other forms of automobile insurance in British Columbia, motorcycle owners/operators are required to carry ICBC Basic Autoplan insurance. Coverage is mandatory, whether you ride a BMW S1000 XR, Harley Softail, Honda, Kawasaki, Suzuki, Triumph Bonneville Bobber or anything in between.
ICBC Autoplan Motorcycle Insurance
How to Get ICBC Autoplan Insurance for Your Motorcycle
Before getting insurance, you need to get your Class 6 license. Assuming you already hold a full-privilege B.C. driver’s license (Class 1-5), you need to take the following steps:
Step 1: Get your motorcycle learner’s license
Step 2: Pass the motorcycle skills test
Step 3: Get your full motorcycle license (Class 6 motorcycle road test)
Private Motorcycle Insurance BC
ICBC Basic Autoplan coverage is rarely enough. Motorcycles are unlike the cars, trucks, SUVs, and minivans that you share the road with. As a rider of Cruising, Touring, Standard, Sport and/or Dual Purpose Bikes you demand greater protection for your on- or off-road machine. You may require robust coverage for off-season storage, for trailer / riding gear, and so much more. Additional optional coverages such as Comprehensive and Collision can be purchased from ICBC or a private insurer. Park Insurance provides both options.
Park provides you with access to private insurance designed exclusively for B.C. motorcyclists. This may include an annual Physical Damage policy for year-round riders and those who store in the off-season. There are also “Agreed Value” policies which mean total losses are settled at the limit of insurance, while partial losses are settled at the actual cost of repairs.
Program Features and Extensions May Include:
- Annual policy that includes storage
- All Risks Physical Damage policy
- Agreed Value, based on current market value
- Multiple bikes on one policy
- $1,000 Trailer coverage
- $1,000 Riding Gear coverage
- $1,000 Lock Re-Keying (if keys are stolen)
- Emergency Roadside Assistance
- Travel & Touring Protection
As a rider and enthusiast, you may also qualify for discounts based upon your experience and for participation in drivers’ training courses, in addition to recognized club affiliations. Increased deductibles may also be available. As an independent insurance broker, Park Insurance can shop multiple markets to help you secure comprehensive coverage at a competitive price. Let us help you explore your options today!
Classic/Collector Motorcycle Insurance BC
Looking for a policy to protect your 1969 Honda CB750, 1977 Harley-Davidson Low Rider, 1945 Indian Chief, or other iconic road warrior? Don’t let your classic become someone else’s “barn find” years from now. Secure private auto insurance from vintage motorcycle insurance experts such as Hagerty. Park will provide you with access to the exact coverage that you need for your collectable. Learn more here.
Motorcycle Safety Tips
Your safety, and that of those who share the road with you, is priority number one! Park Insurance has provided a 5-Step Safety Guide for Motorcycle Owners in British Columbia.
Park Insurance will help you determine the coverage necessary to mitigate the risk that may come from operating and storing your motorcycle(s). Speak with an independent broker today. Call 1.800.663.3739.