Insurance for Manufactured & Mobile Homes
Although much of the information contained in the section on homeowners’ insurance applies to mobile homeowners, there are some special considerations of which you should be aware.
It should be noted that the:
- Construction of a mobile home makes it more likely to be damaged by high winds and falling trees.
- Proximity to other homes can increase the likelihood of exposure to fire.
- Some insurance companies require notice before your mobile home is moved; otherwise your insurance policy may be suspended and any losses may not be covered.
- Typical mobile homeowner’s policy usually does not cover collision damage to your mobile home incurred on the highway. You can usually buy trip collision coverage from your company to cover a certain number of days while you move your mobile home.