Home-Based Business Insurance
A flexible schedule, low overhead, and commuting in your slippers are all great perks of owning a home-based business! But just because the feet below your desk may be clad in bunny slippers, doesn’t mean that you don’t still need serious protection for your business.
What type of insurance do I need for my home business?
In some cases, you may be able to add an endorsement to your home insurance policy to cover your business. In other cases, you may want to purchase a dedicated business insurance policy to meet the needs of your unique operation. So, talking to your insurance broker is a great place to start.
Business insurance will typically provide you with coverage for your business equipment and inventory. Most importantly, it can also provide liability coverage. If you have clients, employees or delivery personnel visiting your home, it is important to have coverage for any unexpected injuries that may occur. Even if you do not have anyone visiting your home, liability risks still exist.
If you provide a professional service, you may also want to inquire about Errors & Omissions insurance (also known as Professional Liability insurance). Talk to one of our experienced brokers today to learn more about your coverage options.
We are here to help you secure the right coverage for your unique business!