Northbridge Insurance Credit Check Consent Form:
To maximize your savings potential, please have all insurance policy holders provide their consent, as we’ll use the best score to determine your discount.
Have more questions? Please contact any of our experienced insurance advisors to learn more. We have also provided some answers to the most commonly asked questions below.
Studies have shown that a person’s credit history is actually a very good predictor of insurance claims. Therefore, many insurance companies are now using credit scores as part of their overall analysis to determine eligibility for insurance discounts.
No, credit check consent is entirely optional. You will not be refused insurance coverage if you decline a credit check. However, we might not be able to provide you with the best price possible for your policy.
As an independent insurance broker, we shop numerous insurance companies to provide you with the best price and coverage. Each insurer will have their own discount structure. Talk to us today to find out how much you can save!
They will generally access your credit information annually when we process your renewal.
Yes. You may provide a written request to email@example.com to withdraw your consent at any time.
No. A credit inquiry for insurance purposes is considered a “soft” credit check and will not affect your credit rating.