Apply for a Credit Check Today and Save
Northbridge Insurance Credit Check Consent Form:
To maximize your savings potential, please have all insurance policy holders provide their consent, as we’ll use the best score to determine your discount.
Have more questions? Please contact any of our experienced insurance advisors to learn more. We have also provided some answers to the most commonly asked questions below.
Credit Check FAQs
Why does Park Insurance want to use my credit information?
Studies have shown that a person’s credit history is actually a very good predictor of insurance claims. Therefore, many insurance companies are now using credit scores as part of their overall analysis to determine eligibility for insurance discounts.
Am I required to consent to a credit check in order to buy my insurance?
No, credit check consent is entirely optional. You will not be refused insurance coverage if you decline a credit check. However, we might not be able to provide you with the best price possible for your policy.
How much can I save on my insurance by consenting to a credit check?
As an independent insurance broker, we shop numerous insurance companies to provide you with the best price and coverage. Each insurer will have their own discount structure. Talk to us today to find out how much you can save!
How often will the insurer access my credit information?
They will generally access your credit information annually when we process your renewal.
Can I withdraw my consent?
Yes. You may provide a written request to email@example.com to withdraw your consent at any time.
Will this credit inquiry affect my credit rating?
No. A credit inquiry for insurance purposes is considered a “soft” credit check and will not affect your credit rating.