Boat & Marine

Boat & Marine Insurance

In many cases, you can obtain insurance for your pleasure boat and other watercraft, as a “rider” with your home insurance.  Coverage can include:

  • Replacement/repair coverage
  • Replacement cost coverage for your personal belongings
  • Personal property coverage including coverage for marine perils
  • Coverage against damage when moving or towing your boat
  • Liability protection including bodily injury and property damage to another vessel

Your insurance policies can be customized to include:

  • Comprehensive and collision options
  • Replacement cost for personal effects
  • On-water towing and labor coverage service
  • Uninsured boater coverage
  • Property damage to another vessel

Boat Insurance for only $375 per year!*

Our new boat insurance policy for vessels up to 30′ is a fantastic value!

Coverage includes $2 million in liability.  Reimbursement for emergency expenses, such as towing, is also included up to $1000.  Additional coverage includes your tender and its outboard motor, electronic navigation equipment as well as some personal effects and certain medical costs.


  1. ALL operators must possess a valid Pleasure Craft Operator’s License
  2. Owner must be 20 years of age or older
  3. If insured in the past, no more than 2 claims in five years
  4. Vessels 30′ or less in length
  5. Total value is $50,000 or less including auxiliary motor, tender, trailer and accessories
  6. Canoes, kayaks, personal watercraft, powerboats used for racing, wooden or custom build boats are excluded
  7. Maximum speed of vessel at (or within) 60mph
  8. Payment by credit card or cash/cheque

Base Premium: $375 (for vessels under 25′ and under $20,000 in value)

Select Premium Add-ons:

Fiberglass jetboatsadd $50.00
Sailboats and powerboats up to 25′, value $20,001 to $40,000add $50.00
Powerboat length 26′ to 30′add $35.00

Download our Application Form Today

* Some conditions apply.  The actual coverage details and wording are governed by each person’s policy in all situations.

Get expert advice

Park Insurance can provide expert advice and recommendations to get you the insurance coverage you need.