Private Auto

Private (Optional) Auto Insurance

Every motorist who resides in B.C. is legally required to purchase the Basic Autoplan package from ICBC through a licensed autoplan broker (such as Park Insurance).  However, the majority of motorists buy extra coverage for their vehicles, themselves, and equipment they’ve added to their vehicles, to cover risks that are not covered under the mandatory Basic Autoplan.

Why is optional auto insurance so important?

Optional auto insurance provides further protection and peace of mind for risks relating to:

  • Collision
  • Comprehensive
  • Specified Perils
  • Vehicle in Storage
  • Limited Depreciation Coverage
  • Replacement Cost Coverage
  • Collector & Vintage vehicles
  • Extended Third-Party Legal Liability
  • Excess Underinsured Motorist Protection
  • Loss of Use
  • Vehicle Travel Protection

For an explanation on these insurance options, please visit: Optional Coverage by ICBC

How can Park Insurance help me save money?

As an independent broker, Park Insurance can shop the private insurance companies to obtain the precise coverage you need with associated savings.  Unlike a direct seller, or an agent, we are not limited to just one insurance company when we look to get you the best value.

Even, better, when you buy your private auto insurance from us, and combine it with your home insurance, we can save you even more money!

Why not start saving money today!