Clothing and textile manufacturers in British Columbia face risks that range from supply chain disruptions to equipment breakdowns. With insurance tailored to your industry, you can safeguard your facilities, employees, and inventory—ensuring your business continues to thrive no matter the challenge.
Speak with a Park Insurance broker today to protect your manufacturing operation.
Why Choose Park Insurance?
Our brokers bring a deep understanding of BC’s manufacturing sector. When you work with Park Insurance, you benefit from:
- Industry Expertise: We understand the risks unique to textile and apparel production.
- Customized Coverage: Policies tailored to your manufacturing scale and output.
- BC-Focused Solutions: Local knowledge of risks, from flooding in the Fraser Valley to fire hazards in industrial spaces.
- Dedicated Support: Direct, reliable guidance for every step of your insurance journey.
These strengths allow us to provide reliable protection that matches the realities of your business.
Coverage Details & Features
Manufacturers face risks that can interrupt production and impact profitability. Essential coverages include:
- Commercial Property Insurance: Covers your factory, machinery, and raw materials against fire, theft, or water damage.
- Product Liability Insurance: Protects against claims if defective clothing or textiles cause harm to consumers.
- Equipment Breakdown Insurance: Covers repair or replacement of essential machinery like looms, cutters, or dyeing equipment.
- Business Interruption Insurance: Helps replace lost income if production halts due to a covered incident.
- Commercial General Liability (CGL): Covers third-party injury or property damage claims on your premises.
Together, these coverages ensure your facilities, products, and reputation are safeguarded.
Additional Coverage Options
In addition to core protections, many manufacturers benefit from optional coverage designed to address specialized risks:
- Cargo & Transit Insurance: Protects raw materials and finished goods during transport.
- Cyber Liability: Safeguards against breaches of proprietary designs, contracts, and customer data.
- Environmental Liability: Coverage for potential dye or chemical spills that could affect the environment.
These options provide a more complete safety net for modern textile operations.