Video production and photography professionals bring stories to life—whether through commercial shoots, wedding coverage, documentaries, or branded content. But every project carries risks, from damaged equipment to missed deadlines or on-set accidents. Video Production & Photography Insurance helps British Columbia creatives stay protected so they can focus on delivering exceptional work.
Whether you run a full-scale production company or work independently, the right coverage ensures you can continue your craft with confidence. Speak with a Park Insurance broker today to find protection that matches your needs.
Why Choose Park Insurance?
BC-based creative professionals trust Park Insurance because we understand the unique risks of the industry and tailor policies to match each project’s scope––from small shoots to multi-location productions.
When you work with Park Insurance, you benefit from:
- Personalized protection based on your equipment, workflow, and client expectations.
- Local BC expertise, including knowledge of municipal filming requirements and venue insurance expectations.
- A simple, supportive process designed to reduce stress and save you time.
- A single, dedicated brokerage—we work directly with you, not multiple brokers.
- Coverage that aligns with your creative goals, giving you peace of mind to focus on your work.
Park Insurance is built on passion, innovation, teamwork, and a commitment to making insurance simple and supportive—all values that creative professionals appreciate.
What Video Production & Photography Insurance Covers
Whether you’re shooting indoors, outdoors, on location, or in a studio, your equipment and liability exposures travel with you. This coverage helps safeguard your business from the unexpected.
Core Coverage Features
This insurance typically includes:
1. Commercial General Liability (CGL)
Covers bodily injury or property damage that may occur on set. Examples include:
- A guest or client tripping over cables
- Damage to a venue during filming
- Injuries involving lighting or staging equipment
This protection helps cover legal fees, medical costs, and repair expenses.
2. Professional Liability (Errors & Omissions)
Essential for anyone producing film, photography, or digital content. Covers claims such as:
- Missed deadlines that impact a client’s campaign
- Accusations of negligence or undelivered deliverables
- Use of unauthorized music, images, or footage
Many commercial clients will require proof of E&O coverage before hiring you.
3. Equipment Coverage
Production gear is expensive and vulnerable to damage. Coverage can extend to:
- Cameras and lenses
- Lighting kits and microphones
- Drones and gimbal systems
- Computers, editing equipment, and storage devices
Equipment can be covered on location, in studio, and while in transit.
4. Commercial Property Insurance
Protects studio spaces, editing suites, and in-house equipment from risks like fire, theft, or water damage.
5. Business Interruption Insurance
Covers lost income if a covered incident forces you to pause operations—such as studio damage, equipment loss, or a major disruption.
Additional Coverage Options
Every production is different. Depending on your scope, a Park Insurance broker may recommend:
Drone Insurance
Covers liability and physical damage for aerial filming equipment.
Props, Sets & Wardrobe Insurance
Protects physical items used in filming—from rented furniture to costumes.
Hired & Non-Owned Auto Insurance
Covers vehicles rented for shoots or used by team members for production tasks.
Cyber Liability Insurance
Important for businesses handling large digital files, client data, and cloud-based storage.
Worldwide Coverage
For photographers and videographers who travel across Canada or internationally.
Claims Support & How Park Helps
If something goes wrong during production, our team is here to support you every step of the way. Our brokers:
- Guide you through documentation
- Help communicate with insurers
- Work to resolve claims quickly and smoothly
At Park Insurance, we want every creative professional to feel supported after each interaction.
FAQs
Do I need insurance if I’m a freelance photographer or videographer?
Yes. Freelancers face the same risks as larger production companies, and many clients require proof of insurance.
Is drone coverage included automatically?
No. Drone operations require specific liability coverage and, in some cases, Transport Canada compliance.
Does equipment coverage protect rented gear?
Yes—many policies can be extended to rented or borrowed equipment.
Can I get insurance for a single production?
Yes. Project-based policies are available for short-term shoots.
Your creative work deserves the right protection. Contact a Park Insurance broker today for a personalized quote tailored to your video or photography business—so you can focus on your craft with confidence.