An accounting or professional services office doesn’t carry inventory — it carries something more sensitive: client financial records, tax files, and the trust that comes with them. Your biggest exposures aren’t on your shelves; they’re on your servers and in your inbox.
Park Insurance builds coverage for BC professional offices around that reality — cyber and privacy protection for client data, contents coverage for your office, and business interruption for the deadlines that don’t move just because your systems went down.
Wondering whether your current policy actually covers a data breach? A free Business Insurance Audit will give you the answer.
Why BC Professional Offices Need the Right Coverage
- Client data concentration — financial records make professional offices a target for phishing and ransomware
- Seasonal stakes — a system outage during tax season is a fundamentally different loss than one in July
- Reputation risk — a privacy incident affects client trust in a way few other losses do
- Office contents — workstations, servers, and leasehold improvements still need conventional property protection
Core Coverage for Professional Offices
Cyber & Privacy
Coverage for breaches involving client financial data — response, notification, recovery, and liability.
Office Contents
Protection for workstations, servers, furnishings, and improvements to your leased office space.
Business Interruption
Replaces lost income and covers expenses while a covered loss keeps your office from operating.
Frequently Asked Questions
I have professional liability — isn’t that enough? Professional liability covers claims about your work. It doesn’t cover a ransomware attack, stolen laptops, an office fire, or the income you lose while systems are down. Those need their own coverage.
What does cyber coverage respond to? Typically ransomware, phishing-driven breaches, data theft, and the costs that follow — investigation, client notification, system recovery, and resulting liability.
My team works partly from home — does that matter? It can affect where your equipment and data exposures live. Tell your broker how your team actually works so coverage follows the risk.
How much cyber coverage does a small firm need? It depends on how many client records you hold and how your systems are set up. That’s a core question the audit answers for your specific practice.
How It Works
Audit: Send us your current policy for a free, no-obligation review.
Coverage: We build recommendations around your data, your systems, and your office.
Advocacy: When a claim happens, your Park broker advocates for you through the entire process.
Part of our Main Street Insurance program for local storefront businesses.
Find out if your practice is properly protected.