Commercial Insurance

Vandalism Prevention for Your BC Business in 2022

Vandalism Prevention for Your BC Business in 2022

Random acts of vandalism are occurring all over BC in 2022. Psychologists point to pent up frustration from the lockdowns and restrictions over the last two years as a precursor to aggressive behavior. Recent social unrest is also an antecedent. Nothing is off limits...

Business Interruption and Climate Change

Business Interruption and Climate Change

The Insurance Bureau of Canada (IBC) recently reported that insured damage for severe weather events across Canada reached $2.1 billion in 2021. Nary a province in Canada was spared from natural disasters, but BC took unfortunate top honors with nearly $700 million in...

Building Costs are Skyrocketing! Are You Underinsured?

Building Costs are Skyrocketing! Are You Underinsured?

BC premier, John Horgan, recently remarked that price for lumber is ‘just off the charts’! Some sources state that lumber supplies for the construction of new single-family homes have tripled over the past year! Reconstruction Costs Are Skyrocketing! What You Need to...

How to Protect Your Business from Vandalism

How to Protect Your Business from Vandalism

Whether driven by sociopolitical unrest or the random actions of malicious individuals, the concern about vandalism is always on the periphery for brick and mortar businesses. While prevention may seem out of the hands of commercial property owners there are some...

Support for BC Businesses Facing Losses Due to COVID-19

Support for BC Businesses Facing Losses Due to COVID-19

The past couple of months have been extremely challenging for many businesses – both small and large. And while there is cautious reopening in some sectors, many business owners are still deeply concerned about how they will make ends meet in the weeks and months to...

Growing Business Threats You Need to Insure Against in 2020

Growing Business Threats You Need to Insure Against in 2020

Businesses face threats from all corners and have been insuring against them for centuries, since the very first policy offering for the underwriting of commercial ventures became available. A lot has changed since then, but in addition to the variety of coverage...

How to Protect Your Business from Environmental Liability

How to Protect Your Business from Environmental Liability

We spend a lot of time discussing how businesses can protect themselves from extreme weather and other climate concerns. However, what about when a business itself is directly or even indirectly responsible for an event that negatively impacts the environment?  In...