Homeowners Insurance

Does Your Insurance Company Know Your Home Has a Tenant?

Does Your Insurance Company Know Your Home Has a Tenant?

Homeowners across BC leverage their properties to do more than grow equity. For many, a home is a source of income via the long and short term rental market alike. Some rent out their entire residence and live off-premises, while others take on a tenant in a basement...

Are You Covered? Inflation’s Impact on your Insurance.

Are You Covered? Inflation’s Impact on your Insurance.

In 2022, Canada's Consumer Price Index hit its highest level in decades. Inflation does more than raise the price of the goods that line the shelves of your local grocery store, it also impacts the insured value of your property. How is that possible, seeing as your...

Is Climate Change Insurance a Thing?

Is Climate Change Insurance a Thing?

We recently had nearly three weeks of snow in Greater Vancouver. That just doesn't happen. This is coming off an equally long period of extreme flooding which cost the province nearly a half-billion dollars in damages. Then there's one of the worst wildfire seasons on...

Homeowners Insurance News | Top 3 Stories from 2021

Homeowners Insurance News | Top 3 Stories from 2021

At press, 2021 is pretty much in the books with NYE just days away. This marks a perfect time to look back at the top stories from the world of homeowners insurance. While this may not be as exciting as the typical headlines that make their way across your social...

Social Host Liability Protection for the Holiday Season 2021

Social Host Liability Protection for the Holiday Season 2021

We have covered the concept of social host liability during the holiday season. Within the detailed guide we asked the following of homeowners who plan on hosting shindigs throughout December: Have your home inspected and repaired prior to hosting Create safe indoor...

Is Your Holiday Decor a Hazard?

Is Your Holiday Decor a Hazard?

images: courtesy of Warner Bros. The Holiday season is upon us, and households throughout BC are getting ready to decorate, or have already adorned their homes with lights and assorted ornamental wares. But for all of the festive beauty, there are some inherent risks...

Is Your Home Halloween Ready?

Is Your Home Halloween Ready?

All Hallows' Eve is upon us. While for most households this means adding finishing touches to the exterior and topping-off candy coffers, we want to remind you to be prepared for the scariest of possibilities - a threat to your homeowners insurance! Halloween is the...

Still Working from Home? Your Go-To Insurance Guide

Still Working from Home? Your Go-To Insurance Guide

For many of us, "temporary" working arrangements triggered by the pandemic have morphed into a permanent commute in our slippers. Stats Canada reports that 30% of the workforce works from home (WFH). This number is higher for many, with 45% of dual-income households...

BC Warming Prompts Urgency for Homeowners Insurance

BC Warming Prompts Urgency for Homeowners Insurance

At press, BC Lower Mainland residents are planning camping trips, beach days, and outdoor BBQs for the weekend ahead. The forecast certainly calls for it: Source: The Weather Network But wait a second, is that an 18-20°C range between October 2nd and 5th we're seeing?...