Homeowners Insurance

Is There Lead in the Water Pipes of Your BC Home?

Is There Lead in the Water Pipes of Your BC Home?

  We spend a lot of time discussing water damage from a homeowners' insurance perspective. We even dive into the health implications, in the context of mold and mildew when excessive moisture has worked its way into the walls and floorboards. However, there is...

Summer Vacation Home Protection Tips: Myths vs Reality

Summer Vacation Home Protection Tips: Myths vs Reality

Summer is upon us in BC and households from around the province are getting ready to go on vacation. Bags are packed, itineraries are set, and travel medical has been purchased. All that's left to do is secure your home before leaving for your 2-week sojourn or more....

Summertime BBQ Safety Tips to Protect Your Home

Summertime BBQ Safety Tips to Protect Your Home

Summertime if the most wonderful time of the year for BBQ enthusiasts and those who enjoy the exquisite taste of a perfectly grilled, steak, chicken breast, patty, hot dog, or kabob. While condo owners are typically more cautious when (or unfortunately forbidden from)...

How to Keep Bears from Damaging Your Property

How to Keep Bears from Damaging Your Property

Last week, a Coquitlam BC homeowner looked out of her window to find two black bears wrestling on her backyard trampoline. Don't believe it? The whole thing was recorded on video. While extremely amusing, the event is a big reminder that it's "bear season" in the...

Does Your Insurance Company Know Your Home Has a Tenant?

Does Your Insurance Company Know Your Home Has a Tenant?

Homeowners across BC leverage their properties to do more than grow equity. For many, a home is a source of income via the long and short term rental market alike. Some rent out their entire residence and live off-premises, while others take on a tenant in a basement...

Are You Covered? Inflation’s Impact on your Insurance.

Are You Covered? Inflation’s Impact on your Insurance.

Canada's Consumer Price Index hit 5.1% at the start of 2022, reaching its highest level in 30 years. Inflation does more than raise the price of the goods that line the shelves of your local grocery store, it also impacts the insured value of your property. How is...

Is Climate Change Insurance a Thing?

Is Climate Change Insurance a Thing?

We recently had nearly three weeks of snow in Greater Vancouver. That just doesn't happen. This is coming off an equally long period of extreme flooding which cost the province nearly a half-billion dollars in damages. Then there's one of the worst wildfire seasons on...

Homeowners Insurance News | Top 3 Stories from 2021

Homeowners Insurance News | Top 3 Stories from 2021

At press, 2021 is pretty much in the books with NYE just days away. This marks a perfect time to look back at the top stories from the world of homeowners insurance. While this may not be as exciting as the typical headlines that make their way across your social...

Social Host Liability Protection for the Holiday Season 2021

Social Host Liability Protection for the Holiday Season 2021

We have covered the concept of social host liability during the holiday season. Within the detailed guide we asked the following of homeowners who plan on hosting shindigs throughout December: Have your home inspected and repaired prior to hosting Create safe indoor...